Step 1: Start with the fraction 39/20.

Step 2: To convert a fraction into a percentage, divide the numerator by the denominator.

39 ÷ 20 = 1.95

Step 3: Multiply the result by 100 to get the percentage.

1.95 × 100 = 195.0%

Final Answer: 39/20 as a percentage is 195.0%.